This isn’t healthcare like usual. With Imagine360, you choose your providers, save money on care, and get real people to help when you need it. We simplify the confusing parts and protect both your health and your wallet.
Ask your employer how to sign up for Imagine360.
98% of our members see the provider of their choice and we’ll even set appointments for you.
Yes! Imagine360 gives you access to top-rated in-network providers that agreed to offer you care at fair, set prices. They can’t charge you more, and you’ll save the most when you choose them.
No problem! Imagine360 offers Open Access, which means you’re not locked into a network. Even if a provider isn’t in-network, we’ll work to reduce your costs so you don’t overpay.
Imagine360 reviews every claim for errors or overcharges — and fixes issues so you don’t have to.
One number to call. Real people who care. With Imagine360, you get full support before, during, and after care — so you can focus on your health, not the hassle.
Caring people with clear answers will help you make the most of your plan.
Give our experienced nurses a call when you aren’t sure what care you need.
From ID cards to claims questions, we handle the details.
Free support for chronic conditions and maternity care.
Need a doctor? We’ll help you find one and even book the appointment.
Advocates review bills and claims so you never overpay.
Ask your employer how to choose Imagine360.
Years of experience
Member satisfaction
Service and support
We’re reimagining healthcare that works for everyone. We wake up every day committed to keeping your healthcare costs down — all while delivering extraordinary member service.
– No network requirement along with price protection
– Support if the provider has questions or overcharges you
– Limited to the plan’s PPO network
– Providers not in-network will result in higher out-of-pockets expenses
– Clear explanation of costs and billing
– Claims are reviewed to ensure a fair price
– Less transparency in pricing and bill
– No visibility into how claims are processed
– Dedicated team that works on your behalf no matter what provider you see
– Personal advocacy experts that work to resolve bill issues for you
– May be no support for providers not in network
– May need to manage bill issues themselves
– Real people with real answers from care to claim
– Often outsourced or focused only on plan’s PPO network
We believe you deserve quality care at a fair price — and that you shouldn’t have to figure out healthcare on your own. That’s why we include built-in price protection, full member advocacy and no-cost support from nurses and counselors.
Yes. Most members keep their current doctors. If they’re not in-network, we’ll work on your behalf so you don’t overpay.
Yes. We compare providers by cost, quality and how well they work with your plan — and can even book the appointment for you.
Imagine360 plans include built-in price protection so our members don’t overpay for care. After you receive care, your provider sends us a request for payment called a claim. We review it for errors and overcharges. If needed, we adjust the amount paid to the provider. Most providers accept this amount. Price protection may sound too good to be true, but it’s been saving our members money for nearly 20 years.
Balance bills can happen with any health plan, but Imagine360 is there to help you resolve them. You get a balance bill when a provider bills you for the difference between what they charged and what your plan paid. All you have to do is send us the bill, and our team steps in to resolve it.
Yes. Nurses and licensed counselors provide free phone support for conditions like diabetes, heart disease, depression and maternity.
