Our level-funded option combines fair price protection for medical care through reference-based pricing (RBP) with a transparent pharmacy model — lowering costs on doctor visits and prescriptions, while giving you peace of mind with one predictable monthly payment.
Our innovative approach ensures members only pay what’s fair — without hidden fees or markups. By combining RBP with a fully transparent pharmacy solution, we help reduce costs on both medical care and prescription drugs, delivering meaningful savings without compromising quality or access.
We provide 360° support throughout the healthcare journey. Our member concierge team and trained nurses are just a call away to help members understand their plan, find a provider, manage conditions and address billing questions.
If your claims run high, your plan is protected. If they come in lower, you may be reimbursed for up to 50% of the surplus. Either way, you win.
Imagine360’s level-funded health plan gives employers more control over healthcare costs — without sacrificing quality. Designed for businesses with 50–250 eligible employees, our turnkey solution bundles claims, stop loss premiums and administrative fees into one predictable monthly payment.
If you’re ready to take advantage of a lower-cost, more transparent health plan, we’re ready to support you – or your client – every step of the way.
Understanding level-funded health plans doesn’t have to be complicated. Whether you’re an employer exploring alternatives to fully insured coverage or a broker guiding clients through their options, our Level Funding 101 guide is the perfect place to start.
This easy-to-follow resource breaks down the basics — what level funding is, how it works, and why it’s gaining traction as a smarter, more flexible approach to healthcare coverage.
• What level funding really means
• How it compares to fully insured and self-funded plans
• Key benefits for employers and employees
• How to tell if level funding might be right for you
