Imagine360 ANNUAL SURVEY

2026 Healthcare Cost Report

Healthcare affordability has hit a breaking point—and it’s showing up in employee stress, delayed care and worsening health conditions.  

Based on our annual national survey of 2,500 insured adults, this report quantifies how rising healthcare costs are reshaping employee benefit perceptions:  

  • 89% say healthcare is too expensive 
  • 44% delayed care due to cost 
  • 33+% lost sleep worrying about affordability 

For brokers and employers, the findings spotlight a clear opportunity to redesign health benefits for improved affordability and member experience. Get the full report.