Better care is coming soon!
We believe you deserve quality care at a fair price — and that you shouldn’t have to figure out healthcare on your own. That’s why we include built-in price protection, full member advocacy, and no-cost support from nurses and counselors.
Learn more about your
health plan benefits
Open Enrollment
Announcement
Benefits Guide
2027 Plan Year
Benefit Summary
KAG Core (HDHP) Plan
Benefit Summary
KAG Buy-Up (PPO) Plan
Learn more about Imagine360
Join a webinar or watch a recording with an expert from Imagine360 to learn more about how this plan can help you access high quality care at a fair price.
JOIN A WEBINAR
WATCH A RECORDING
And review these resources to learn more about how Imagine360 works.
Complete support
Need to schedule care or have questions about a bill? Just call your personal care team.
Provider choice
You can choose high-quality providers that are right for you and your family.
Cost savings
Automatically get a better price for top-rated care with our built-in price protection.
Find a provider
You have the freedom to choose the providers you trust, and also have preferred networks. No matter where you get care, Imagine360 works to lower your costs so you don’t overpay.
To search for providers, copy this code (RJENV) and paste it after clicking the button below.
Your plan offers two ways to access care: participating providers with fair, set pricing and Open Access providers outside the network. Provider tiers are used to organize your options and help you find care. Understanding your choices can help you avoid unexpected costs.
Transition of care support
Why Imagine360?
With most health plans, you’re left to figure things out on your own. Imagine360 gives you: the freedom to choose your providers, a care team that’s always available, and price protection and fair pricing no matter where you go.
Feature
Most Health Plans
Provider Access
Freedom of choice. No network limits + price protection.
Limited network. Higher costs out-of-network.
Pricing of Services
Fair and clear. Every claim reviewed for a fair price.
Confusing bills with little to no visibility into pricing.
Billing Support
We fight for you. Advocates resolve bills with any provider.
Limited or no help. Members left on their own.
Member Services
Real people, real answers — from care to claims.
Outsourced call centers. Limited answers.
Common member questions
How is Imagine360 different?
We believe you deserve quality care at a fair price — and that you shouldn’t have to figure out healthcare on your own. That’s why we include built-in price protection, full member advocacy, and no-cost support from nurses and counselors.
What providers can I see?
With Imagine360, you have access to top-rated in-network providers that deliver care at fair, set prices. They can’t charge more, and you’ll save the most when you choose them. You also have Open Access, which means you can choose a provider even if they’re not in-network. Unlike most healthcare plans, we’ll work to lower your costs so you don’t overpay for care.
Can I keep my current providers?
Yes. You can search for providers using the Provider Search tool above. Beginning October 27, you can also call the Imagine360 team at 844-799-2338. You’ll be connected with real people who are there to help you compare providers by cost, quality and how well they work with your plan – and can even book the appointment for you. Beginning January 1, 2027, you can also use the online search on the Imagine360 Gateway anytime at imagine360.vbagateway.com.
Will Imagine360 help me find providers?
What is Imagine360 price protection?
Imagine360 plans include built-in price protection so our members don’t overpay for care. After you receive care, your provider sends us a request for payment called a claim. We review it for errors and overcharges. If needed, we adjust the amount paid to the provider. Most providers accept this amount. Price protection may sound too good to be true, but it’s been saving our members money for nearly 20 years.
Ready to enroll?
Talk to your Benefits or HR team