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# Imagine360

## Sitemaps
- [XML Sitemap](https://www.imagine360.com/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [The Hidden Cost Impact of the No Surprises Act (NSA):  What Employers Need to Know](https://www.imagine360.com/hidden-cost-impacts-of-the-no-surprises-act-nsa/): The No Surprises Act (NSA) was established to protect patients from many unexpected medical bills associated with out-of-network care. While the law has helped shield consumers from surprise bills, it has also introduced new cost considerations for employer-sponsored health plans.
- [11 Healthcare Costs Trends to Watch in 2026](https://www.imagine360.com/11-healthcare-costs-trends-to-watch-in-2026/):  As healthcare costs continue to rise, employers are pulling every lever they can to try and get their spend better under control. Jeff Bak, President and CEO at Imagine360, sat down with Leader’s Edge to discuss how employers are turning to direct contracting with health systems to steer employees to high-quality care that provides value.  
- [10 Signals the Healthcare Cost Bubble Is About to Burst](https://www.imagine360.com/10-signals-the-healthcare-cost-bubble-is-about-to-burst/): Healthcare costs are rising faster than the system can sustain. Over time, the trajectory points to a clear imbalance—one where spending outpaces the economic foundation supporting it. 
- [8 Truths About Healthcare Pricing and What Employers Get Wrong About Health Plans](https://www.imagine360.com/8-truths-about-healthcare-pricing-and-what-employers-get-wrong-about-health-plans/): “After three decades in healthcare, I’ve seen the same disconnect play out repeatedly: employers are paying more than they should, and even when better options exist, they’re often ruled out before they’re fully understood.” 
- [The Senior Living Industry Is Under Pressure — A Better Health Plan Can Help](https://www.imagine360.com/the-senior-living-industry-is-under-pressure-a-better-health-plan-can-help/): Companies that provide housing, care and other services for aging adults are facing unprecedented pressures. A shrinking labor pool, skyrocketing operational costs, and more complex health needs have created an increasingly challenging environment for operators across the continuum.
- [Healthcare Cost Control: Three Myths Employers Need to Stop Believing](https://www.imagine360.com/healthcare-cost-control-three-myths-employers-need-to-stop-believing/): Faced with relentless increases, employers are often told there’s only one way to control costs: cut benefits, shift more costs to employees or brace for bigger renewal hikes. Those assumptions sound logical — but they’re misleading. And when employers act on them, the consequences show up fast in turnover, morale and long‑term healthcare spend.
- [Protecting Taxpayers and Employee Benefits in Municipal Health Plans](https://www.imagine360.com/protecting-taxpayers-and-employee-benefits-in-municipal-health-plans/): PRESIDENT AND CEO
- [Auto Dealers: Reduce Employee Turnover with a Smarter Health Plan ](https://www.imagine360.com/auto-dealers-reduce-employee-turnover-with-a-smarter-health-plan/): From lost productivity to strained customer relationships, the hidden costs of employee turnover are real — and only getting worse.
- [Auto Dealers: Take Control of Rising Health Insurance Costs](https://www.imagine360.com/auto-dealers-take-control-of-rising-health-insurance-costs/): Auto dealerships across the country are feeling the squeeze. While inflation, inventory challenges and labor shortages dominate headlines, one cost quietly continues to climb: health insurance. For many dealerships, it’s one of the largest line items in their budget — and it’s rising faster than ever.
- [Unlocking the Triple-Aim Through Integrated Medical and Pharmacy Services](https://www.imagine360.com/benefits-of-integrated-medical-and-pharmacy/): BLOG
- [The Oxymoron of Healthcare Costs? The More Money We Pay, the Worse It Gets.](https://www.imagine360.com/the-oxymoron-of-healthcare-costs-the-more-we-pay-the-worse-it-gets/): Before joining Imagine360, I spent 30 years working as a broker, observing the evolution of the healthcare industry. Although healthcare innovation typically moves at glacial speed, the recent national focus on healthcare costs and the resulting shifts in public sentiment will permanently change how brokers operate.
- [Survey Confirms: We Are Facing a Growing Affordability Crisis in Healthcare](https://www.imagine360.com/survey-confirms-we-have-an-affordability-crisis-in-healthcare/): Rising healthcare costs aren’t new. It’s been plaguing American businesses and families for some time. But with the cost of healthcare projected to increase at the highest rate in 13 years, are we finally at a point where we make a change?
- [Six Important Questions Employers Need to Ask When Evaluating PBM Performance](https://www.imagine360.com/six-questions-to-ask-when-evaluating-your-pbm/): PRESIDENT AND CEO
- [A New Yardstick for Brokers Emerges in Light of Recent Health Plan Litigation](https://www.imagine360.com/a-new-yardstick-for-brokers-emerges-in-light-of-recent-litigation/): CO-FOUNDER AND CHAIRMAN
- [C-Suite Survey on Health Plan Broker Relationships & Cost-Containment Strategies](https://www.imagine360.com/c-suite-survey-on-health-plan-broker-relationships-cost-containment-strategies/): Conducted by Imagine360 in collaboration with BenefitsPRO, a survey of executives generated interesting feedback on their relationships with health plan brokers and the cost-containment strategies they bring to the table.
- [Find Out Why Auto Dealers Are Pumping the Brakes on Traditional Healthcare](https://www.imagine360.com/auto-dealers-are-tapping-the-brakes-on-traditional-healthcare/): As this article in the Philadelphia Inquirer revealed, rising healthcare costs are a challenge for most American businesses, including auto dealers. According to recent data, employer healthcare costs increased by 7.4% in 2023 — and the alarming trend shows no signs of stopping.
- [What Employers Should Be Asking Brokers About Alternative Health Plan Solutions](https://www.imagine360.com/what-employers-should-be-asking-brokers-about-alternative-solutions/): To maintain employee satisfaction, it is essential for company leadership to frequently review benefits and make sure they are offering affordable, logical and diverse options. Here is a list of questions employers might find useful when discussing healthcare with their brokers.
- [Shoppable Health Care Transparency Is Lagging: How Employers Can Cut Costs Now](https://www.imagine360.com/shoppable-health-care-transparencys-lagging-how-employers-can-cut-costs-now/): Imagine360 CEO, Jeff Bak, shared his thoughts with BenefitsPro about how employers can combat an impending jump in health insurance costs in 2023.
- [Self-Funded Health Insurance: Points for Employers To Consider Before Switching](https://www.imagine360.com/self-funded-health-insurance-points-to-consider-before-taking-the-plunge/): Self-funded health plans differ in that employers collect corporate and employee contributions, hold them in reserve and accept financial responsibility. They have authority over the plan’s assets and make all operational decisions. Rather than paying “up front” for employee claims, they pay as the claims are incurred. Therefore, they’re positioned to benefit from positive plan performance. For instance, if premiums are held in an interest-bearing account and there are fewer claims in a year — there’s more money in the bank. The better that plan performs, the larger the business impact.

## Pages
- [What Is a TPA in Health Insurance? How It Works](https://www.imagine360.com/what-is-a-tpa-in-health-insurance-how-it-works/): A third-party administrator (TPA) for health plans manages administration on behalf of an employer, including claims processing, eligibility and enrollment, member support, and reporting.
- [Level-Funded Health Insurance: How It Works, Pros & Cons](https://www.imagine360.com/intro-to-level-funded-health-insurance/): Learn how level-funded health plans offer predictable costs, financial protection, and potential savings.
- [Video Testimonials for Employers](https://www.imagine360.com/video-testimonials-for-employers/): Hear firsthand answers to the questions employers ask most about Imagine360.
- [Video Testimonials for Brokers](https://www.imagine360.com/video-testimonials-br/): Hear firsthand answers to the questions brokers ask most when evaluating Imagine360's approach.

## Case Studies
- [CalArts: A Smarter Benefits Strategy for Long-Term Sustainability](https://www.imagine360.com/success-stories/calarts-a-smarter-benefits-strategy-for-long-term-sustainability/): Case study
- [Quantum Health: Controlling Costs Without Complicating Care](https://www.imagine360.com/success-stories/quantum-health-controlling-costs-without-complicating-care/): Case study
- [ML Holdings: The Benefits Strategy That Finally Moved the Needle](https://www.imagine360.com/success-stories/ml-holdings-the-benefits-strategy-that-finally-moved-the-needle/): Case study
- [Morgan Auto Group: Smarter Benefits That Accelerate Business Momentum](https://www.imagine360.com/success-stories/morgan-auto-group-smarter-benefits-that-accelerate-business-momentum/): Case study
- [Restaurant Growth Services: Four Years Without Premium Increases](https://www.imagine360.com/success-stories/restaurant-growth-services-four-years-without-premium-increases/): Case study
- [MV Transportation: Better Benefits Drive Employee Satisfaction](https://www.imagine360.com/success-stories/mv-transportation-better-benefits-drive-employee-satisfaction/): Case study
- [The Langdale Company: Nearly Two Decades of Savings & Stability](https://www.imagine360.com/success-stories/the-langdale-company-nearly-two-decades-of-savings-stability/): Case study
- [Bill Miller Bar-B-Q: Serving Up Savings & Profitability](https://www.imagine360.com/success-stories/restaurant-industry/): Restaurant industry
- [Gunn Automotive: Building Employee Loyalty Through Smarter Benefits](https://www.imagine360.com/success-stories/gunn-automotive-group/): GUNN AUTOMOTIVE GROUP
- [Miles IT: Transparency & Data Deliver Real Savings](https://www.imagine360.com/success-stories/miles-it/): Find out how an award-winning IT company contained health plan costs without compromising quality.
- [OEM Fabricators: Sustained Savings, Stable Premiums](https://www.imagine360.com/success-stories/oem-fabricators/): And 10+ years without a premium increase
- [Signature HealthCARE: Savings That Power Hiring & Retention](https://www.imagine360.com/success-stories/signature-healthcare/): Since introducing reference-based pricing from Imagine360, Signature HealthCARE has doubled the size of its staff and reduced turnover.
- [Innovairre: Health Plan Savings That Power Better Benefits](https://www.imagine360.com/success-stories/innovaire/): Innovairre
- [DOW Technologies: From Plan Hopping to Stability & Savings](https://www.imagine360.com/success-stories/dow-technologies/): DOW TECHNOLOGIES
- [Hendry Marine: Data-Driven Savings Fuel On-Site Care](https://www.imagine360.com/success-stories/hendry-marine-industries/): Hendry Marine Industries
- [Huffines Auto: How One Claim Sparked a Health Plan Transformation](https://www.imagine360.com/success-stories/huffines-auto/): Huffines Auto
- [MarineMax: 40 Years of Rising Costs Ended Here](https://www.imagine360.com/success-stories/marinemax/): MARINEMAX
- [Senior Living Industry: Smarter Ways to Manage Healthcare Costs & Benefits](https://www.imagine360.com/success-stories/senior-living/): Since introducing reference-based pricing from Imagine360, Signature HealthCARE has doubled the size of its staff and reduced turnover.
- [Trucking Industry: Take Control of Rising Costs & Keep Drivers Covered](https://www.imagine360.com/success-stories/trucking/): trucking
- [Automotive Industry: Reduce Healthcare Costs Without Sacrificing Benefits](https://www.imagine360.com/success-stories/auto-dealers/): Automotive

## Resources
- [Health Plan Changemakers: Tripp Harrison – CONFIRMATION](https://www.imagine360.com/resources/health-plan-changemakers-hub/confirmation/): Changemakers: Steve Purkapile, Benefits Advisor
- [Health Plan Changemakers: Steve Purkapile, Benefits Advisor](https://www.imagine360.com/resources/health-plan-changemakers-hub/): Changemakers: Steve Purkapile, Benefits Advisor
- [Health Plan Changemakers: Tripp Harrison – CONFIRMATION](https://www.imagine360.com/resources/health-plan-changemakers-goodwill/confirmation/): Changemakers: CEO Tripp Harrison
- [Changemakers: How Goodwill Redesigned Its Health Plan Around Its Employees](https://www.imagine360.com/resources/health-plan-changemakers-goodwill/): Changemakers: CEO Tripp Harrison
- [White Paper: Rethinking a Costly Health Plan Renewal – CONFIRMATION](https://www.imagine360.com/resources/health-plan-renewal-white-paper/confirmation/): WHITE PAPER
- [White Paper: Rethinking a Costly Health Plan Renewal and Finding a New Path](https://www.imagine360.com/resources/health-plan-renewal-white-paper/): WHITE PAPEr
- [Executive Q&A: Lessons Learned from a CHRO About Healthcare Costs – CONFIRMATION](https://www.imagine360.com/resources/health-plan-renewal-qa-duly/confirmation/): Executive Q&A
- [What a 19.8% health plan increase taught one CHRO about healthcare costs](https://www.imagine360.com/resources/health-plan-renewal-qa-duly/): executive q&a
- [Expert Q&A: Why Health Plan Renewals Must Change – CONFIRMATION](https://www.imagine360.com/resources/health-plan-renewal-qa-angler/confirmation/): aN ADVISOR'S TAKE
- [Expert Q&A: Why Health Plan Renewals Must Change](https://www.imagine360.com/resources/health-plan-renewal-qa-angler/): expert q&a
- [Health Plan Renewal Guide: From Reactive to Ready – CONFIRMATION](https://www.imagine360.com/resources/health-plan-renewal-guide/confirmation/): Health Plan Renewal Guide
- [Health Plan Renewal Guide: How to Go from Reactive to Ready This Season](https://www.imagine360.com/resources/health-plan-renewal-guide/): From Reactive to Ready
- [Trend Report: The End of Health Plan Renewals on Autopilot – CONFIRMATION](https://www.imagine360.com/resources/health-plan-renewal-trend-report/confirmation/): Trend report
- [Trend Report: The End of Health Plan Renewals on Autopilot](https://www.imagine360.com/resources/health-plan-renewal-trend-report/): trend report
- [Tool Kit: Vetting the Health Plan Experience–Strategies for Brokers & Employers – CONFIRMATION](https://www.imagine360.com/resources/health-plan-experience-tool-kit/confirmation/): tool kit
- [Tool Kit: Vetting the Health Plan Experience–Strategies for Brokers & Employers](https://www.imagine360.com/resources/health-plan-experience-tool-kit/): tool kit
- [The Truth About RBP: Clarifying Myths From Reality – CONFIRMATION](https://www.imagine360.com/resources/2026-rbp-myths-wp/confirmation/): White paper
- [The Truth About RBP: Clarifying Myths From Reality](https://www.imagine360.com/resources/2026-rbp-myths-wp/): white paper
- [2026 Healthcare Cost Report – CONFIRMATION](https://www.imagine360.com/resources/2026-healthcare-cost-report/confirmation/): Imagine360 ANNUAL SURVEY
- [Imagine360 Annual Survey: 2026 Healthcare Cost Report](https://www.imagine360.com/resources/2026-healthcare-cost-report/): Healthcare affordability has hit a breaking point—and it’s showing up in employee stress, delayed care and worsening health conditions.  
- [Rising Dissatisfaction With the Traditional Health Plan Experience – CONFIRMATION](https://www.imagine360.com/resources/health-plan-experience-trend-report/confirmation/): trend report
- [Rising Dissatisfaction With the Traditional Health Plan Experience](https://www.imagine360.com/resources/health-plan-experience-trend-report/): trend report
- [What Makes a Good Health Plan Experience for Members? CONFIRMATION](https://www.imagine360.com/resources/health-plan-experience-white-paper/confirmation/): white paper
- [What Makes a Good Health Plan Experience for Members?](https://www.imagine360.com/resources/health-plan-experience-white-paper/): white paper
- [Rethinking Employer Health Plans: Bold Strategies for 2026 – CONFIRMATION](https://www.imagine360.com/resources/confirmation/): IMAGINE360 WEBINAR SERIES
- [RBP: A Better Way to Pay for Care – A Deeper Dive Into Smarter Cost Control](https://www.imagine360.com/resources/reference-based-pricing-rbp-deep-dive/): Guide
- [Breaking Away from the Status Quo: Bold Healthcare Strategies with Health Rosetta](https://www.imagine360.com/resources/breaking-status-quo-webinar/): IMAGINE360 WEBINAR SERIES
- [Breaking Away from the Status Quo: Bold Healthcare Strategies with Health Rosetta & Imagine360 Luminaries – CONFIRMATION](https://www.imagine360.com/resources/breaking-status-quo-webinar/confirmation/): IMAGINE360 WEBINAR SERIES
- [Broker Affordability Playbook Confirmation](https://www.imagine360.com/resources/broker-affordability-playbook/confirmation/): BROKER PLAYBOOK
- [How to Be a Driver of Health Plan Change: The Broker’s Affordability Playbook](https://www.imagine360.com/resources/broker-affordability-playbook/): BROKER PLAYBOOK
- [The HR Leader’s Health Plan Affordability Playbook: How to Be an Agent of Change](https://www.imagine360.com/resources/employer-affordability-playbook/confirmation/): EMPLOYER PLAYBOOK ​
- [The HR Leader’s Health Plan Affordability Playbook: How to Be an Agent of Change](https://www.imagine360.com/resources/employer-affordability-playbook/): employer playbook
- [Pharmacy Transparency and Cost Containment Research](https://www.imagine360.com/resources/whitepaper-transparency-and-innovative-cost-containment-strategies-are-the-keys-to-reducing-pharmaceutical-costs/): PHARMACY RESEARCH
- [Health Plan Economics: A Crash Course in Hospital Pricing & the Bottom Line – Confirmation](https://www.imagine360.com/resources/health-plan-affordability-webinar/confirmation/): EXCLUSIVE wEBINAR
- [Health Plan Economics: A Crash Course in Hospital Pricing & the Bottom Line](https://www.imagine360.com/resources/health-plan-affordability-webinar/): EXCLUSIVE WEBINAR
- [2024 Broker Survey Thank You](https://www.imagine360.com/resources/2024-broker-survey/thank-you/): You can also watch how Imagine360 resolved a balance bill for plan member Peter Yodzis after a visit to the ER. He can’t stop talking to friends and family about the amazing member support he received from his health insurance.
- [Self-Funded Employer Toolbox Guide Thank You Page](https://www.imagine360.com/resources/guides-tools/self-funded-toolbox-guide/thank-you/): Interested in learning more? Check out this video. It explains how Imagine360 is a different kind of health plan — offering the first self-funded solution with the cost-cutting benefits of reference-based pricing built in.
- [RBP White Paper Thank you](https://www.imagine360.com/resources/guides-tools/reference-based-pricing-manage-healthcare-costs/thank-you/): Thank you for your submission Download Now Explore our latest insights Blog Read more News Read more Video Watch video
- [Rbp member Experience brochure confirmation](https://www.imagine360.com/resources/guides-tools/rbp-advancements-member-experience/confirmation/): The way businesses buy healthcare is changing. Get a monthly round up of our latest insights, perspectives, research and more for forward-thinking brokers and employers.
- [Broker Guide: Exploring the Next Generation of Reference-Based Pricing Thank You Page](https://www.imagine360.com/resources/guides-tools/next-gen-rbp-broker-guide/thank-you/): Interested in learning more? Check out this video from Dr. Marty Makary. He explains how employers are empowered like never before to take control of skyrocketing healthcare costs with innovative tools like reference-based pricing.
- [Alternative Health Plans- Confirmation](https://www.imagine360.com/resources/alternative-health-plans/confirmation/): How Traditional Health Plan Carriers
Quietly Drain the Bottom Line Download white paper Explore our latest insights Blog Read more News Read more Video Watch video Your health plan can do better. We promise.  Let’s get started Ready for More Insights? The way businesses buy healthcare is changing. Get a monthly round up of our latest insights, perspectives, research and more for forward-thinking brokers and employers. Subscribe Now
- [How a Health Plan Shift Led to Better Care and Millions in Savings- Confirmation](https://www.imagine360.com/resources/rollins-qa/confirmation/): How a Shift in Health Plan
Strategy Led to Better Care and Millions in Savings Read Q & A Explore our latest insights Blog Read more News Read more Video Watch video Ready for More Insights? The way businesses buy healthcare is changing. Get a monthly round up of our latest insights, perspectives, research and more for forward-thinking brokers and employers. Subscribe Now
- [15 Years of Reference Based Pricing Guide- Confirmation](https://www.imagine360.com/resources/guides-tools/15-years-of-reference-based-pricing-guide/confirmation/): Interested in learning more? Check out this video that demonstrates how reference-based pricing protects employees from the high costs of healthcare.
- [Trend Report: Explore 4 Forces Transforming Employer-Sponsored Healthcares Confirmation](https://www.imagine360.com/resources/employer-4-forces-trend-report/confirmation/): Trend Report: 4 Forces Transforming
Employer-Sponsored Healthcare Download trend report Explore our latest insights Blog Read more News Read more Video Watch video Your health plan can do better. We promise.  Let’s get started
- [Trend Report: 4 Forces Transforming the Broker’s Role in Employer Health Plans Confirmation](https://www.imagine360.com/resources/broker-4-forces-trend-report/confirmation/): Trend Report: 4 Forces Redefining
the Broker’s Role in Employer-Sponsored Healthcare Download trend report Explore our latest insights Blog Read more News Read more Video Watch video Your health plan can do better. We promise.  Let’s get started
- [Assessment for Brokers: Evaluating Employer Readiness for Alternative Health Plans- Confirmation](https://www.imagine360.com/resources/client-readiness-assessment/confirmation/): 4-STEP ASSESSMENT FOR BROKERS & CONSULTANTS
- [Are You Ready for a New Kind of Health Plan?- Confirmation](https://www.imagine360.com/resources/employer-readiness-assessment/confirmation/): 3-STEP SELF-ASSESSMENT FOR EMPLOYERS
- [4 Eye-Opening Healthcare Stats and 1 Bright Spot- Confirmation](https://www.imagine360.com/resources/guides-tools/bright-spot-guide/thank-you/): Check out this video. It explains how we’re a different kind of health plan company — offering the first self-funded solution that leverages decades of expertise in reference-based pricing with expert benefits administration.
- [Broker Benefits Toolbox Guide Thank You Page](https://www.imagine360.com/resources/guides-tools/benefits-toolbox-guide/thank-you/): Check out this video from Dr. Marty Makary. He explains how employers are empowered like never before to take control of skyrocketing healthcare costs with innovative tools like reference-based pricing.
- [Auto Dealers Health Benefits Guide Thank You Page](https://www.imagine360.com/resources/guides-tools/auto-dealers-health-benefits-guide/thank-you/): Ready to learn more about how our innovative approach to healthcare pricing is changing how auto dealerships manage their healthcare spend? Check out this video.

## Videos
- [Healthcare is becoming a luxury, and employers can’t afford to ignore it](https://www.imagine360.com/video/healthcare-is-becoming-a-luxury-and-employers-cant-afford-to-ignore-it/): Gallagher’s Sarah Million explains why rising healthcare costs are forcing employers to rethink their benefits strategies. She shares the importance of proactive change management, how reference-based pricing can help control costs, and why Imagine360 gives employers confidence to take a more sustainable approach.
- [A new outlook on benefits is long overdue](https://www.imagine360.com/video/a-new-outlook-on-benefits-is-long-overdue/): Rising healthcare costs are pushing employers to rethink traditional health plans. Steve Purkapile at HUB International shares why more organizations are turning to self-funding and reference-based pricing to regain control of healthcare spending. Learn how one employer achieved more than $10 million in savings 
- [Bonnie’s Story: More Than a Health Plan](https://www.imagine360.com/video/bonnies-story-more-than-a-health-plan/): After experiencing serious health challenges, rising medical bills, and the loss of her husband, Bonnie needed support she could count on. Through Imagine360, she connected with a dedicated Member Support Advocate who helped her navigate the process, understand her costs, and feel supported during a difficult chapter.
- [Reclaiming Control in an Increasingly Unpredictable Healthcare Market](https://www.imagine360.com/video/reclaiming-control-in-an-increasingly-unpredictable-healthcare-market/): Nick Prather, Employee Benefits Consultant at USI, saw a shift during 2026 renewals. Facing rising healthcare costs, employers wanted to move beyond traditional health plans. Nick shares how reference-based pricing is helping organizations regain control, improve transparency, and build more sustainable benefits strategies for the long term.
- [How to take control of healthcare costs in 2026](https://www.imagine360.com/video/how-to-take-control-of-healthcare-costs-in-2026/): Rachel Hawkins, co‑founder of Angler Insurance, sees firsthand how double‑digit healthcare renewals leave employers stuck in reactive cycles. She challenges that mindset by guiding employers to proactive strategies that give employers control of rising costs, a great member experience, and more sustainable benefits for their workforce. 
- [Rising healthcare costs aren’t new – but the pressure on employers is different now](https://www.imagine360.com/video/rising-healthcare-costs-arent-new-but-the-pressure-on-employers-is-different-now/): Kate Esquivel, Client Executive at Gallagher, shares why reference-based pricing and self-funding can help employers regain control of healthcare costs. She explains how peer insights and proven member experiences led one client to choose Imagine360 for meaningful savings and a better health plan experience. 
- [The Right Care, With the Support to Navigate It](https://www.imagine360.com/video/the-right-care-with-the-support-to-navigate-it/): After decades of navigating healthcare, Bonnie Gregory finally found coverage that truly delivers. Imagine360 offers affordable access to high-quality care, guided by ongoing support. For Bonnie, it provides confidence, clarity, and peace of mind—proof that health plans can work better for people and employers alike.
- [Better Benefits, Real Savings, Genuine Care](https://www.imagine360.com/video/better-benefits-real-savings-genuine-care/): At Quantum, caring for members and employees starts with benefits built around real people. Leaders share why innovative health plans and Imagine360’s advocacy first approach resonate—from personal healthcare experiences to meaningful cost savings—showing how expert navigation and simpler processes are building trust, driving adoption, and making healthcare easier than expected overall.
- [A Healthcare Experience Defined by Support](https://www.imagine360.com/video/a-healthcare-experience-defined-by-support/): With more than 40 years of experience, BrightSpring pharmacist Kevin Iszler has worked with every health plan company throughout his career. He uses Imagine360 as his own health plan, and his experience stood out. Instead of navigating his healthcare journey alone, Imagine360 stepped in, made the calls, and handled the work—helping Kevin feel heard, supported, and truly valued.
- [A Health Plan That Reflects SAFEbuilt’s Values](https://www.imagine360.com/video/a-health-plan-that-reflects-safebuilts-values/): SAFEbuilt partners with cities and counties across the country to deliver critical building department and professional services. With teams operating across so many communities, Senior Benefits Manager Leah Barevich says protecting employees’ well‑being is a core value, and that starts with providing a health plan they can truly rely on.
- [Imagine360 delivers clear, responsive support for employees dealing with complex medical situations.](https://www.imagine360.com/video/medical-facilities-of-america/): Medical Facilities of America has faced ongoing challenges delivering affordable healthcare benefits to employees across multiple states. After adopting Imagine360, both leadership and staff gained clearer, more responsive support when navigating complex medical situations - while also achieving meaningful cost savings at a time when healthcare costs continue to rise at unsustainable rates.
- [Rethink your Health Benefits: A Broker’s Case for Self-Funded Plans](https://www.imagine360.com/video/rethink-your-health-benefits-a-brokers-case-for-self-funded-plans/): Employers are asking for something different: healthcare that’s affordable and accessible. Zach Brock at Cypress Benefits Solutions delivers exactly that through a partnership with Imagine360. This innovative approach not only lowers costs but also empowers employers to reinvest in their teams.
- [How ML Holdings Company Cut Costs and Invested in People](https://www.imagine360.com/video/building-better-benefits-how-ml-holdings-company-cut-costs-and-invested-in-people/): Facing skyrocketing healthcare costs, ML Holdings Company partnered with Imagine360 to take control of their benefits. The move delivered measurable savings and allowed reinvestment in employees, strengthening their commitment to well-being. Today, ML Holdings Company has a benefits strategy that supports both financial stability and employee care.
- [The Case for Self-Funding: A Solution to Rising Healthcare Costs](https://www.imagine360.com/video/the-case-for-self-funding-a-solution-to-rising-healthcare-costs/): Shayla and Andrew lead a busy life with two young boys, and their journey became more complex when both sons...
- [A Health Plan that Advocates for American Families](https://www.imagine360.com/video/a-health-plan-that-advocates-for-american-families/): Shayla and Andrew lead a busy life with two young boys, and their journey became more complex when both sons...
- [Supporting Members and HR Leaders in High-Cost Care](https://www.imagine360.com/video/supporting-members-and-hr-leaders-in-high-cost-care/): JCM Industries HR Manager Mattison Carter was informed that an upcoming surgery under the health plan was estimated to cost over $324,000. Rather than accepting such a high bill, she collaborated with Health Benefits Consultant Andy Jackson and Imagine360 to secure a fair and reasonable rate for the procedure, saving thousands of dollars for both the member and the health plan.
- [Righting the ship by transforming healthcare benefits](https://www.imagine360.com/video/a-ship-repair-company-fixes-its-broken-health-plan/): An HR innovator wanted more control over her health plan strategy, so she switched to Imagine360. Her company saved millions on...
- [Taking the stress out of healthcare](https://www.imagine360.com/video/taking-the-stress-out-of-healthcare/): When this Hendry Marine employee needed help managing his healthcare, the support team at Imagine360 stepped in. They helped Roy find care close to home. They resolved his billing issues. And they made healthcare “a whole lot less stressful.”
- [Price protection at work](https://www.imagine360.com/video/price-protection-at-work/): Imagine360 resolved a balance bill for plan member Peter Yodzis after a visit to the ER. Now he can’t stop bragging to friends and family about the amazing member support he received from his health insurance. See his story.
- [A tech company gets a healthcare upgrade](https://www.imagine360.com/video/a-tech-company-gets-a-healthcare-upgrade/): The healthcare decision-makers at DOW Technologies were fed up with their annual healthcare cost increases. So they decided to take a stand and make the switch to Imagine360. See how they saved $1.5 million in their first year.
- [Using healthcare savings to recruit and retain nursing staff](https://www.imagine360.com/video/solving-a-hiring-challenge-by-rethinking-healthcare/): How did this acute-care company go from a nursing shortage to becoming a recruitment powerhouse? By reinvesting $11 million in healthcare savings into new ways to attract more nurses, aides and support staff. See their story.
- [Take control of rising healthcare costs](https://www.imagine360.com/video/take-back-control/): You can control nearly every other operating expense in your business. Why not healthcare? See how our innovative health plan solution empowers organizations to reimagine healthcare and take control of rising costs.
- [Break the status quo and protect employees from overcharges](https://www.imagine360.com/video/status-quo/): Your employees are battling skyrocketing costs, increasing deductibles and unfair healthcare charges. Don’t let them fight this battle alone. Imagine360 will protect them from rising healthcare costs and create a better healthcare experience for everyone.
- [Huffines Auto reimagines healthcare with strong member advocacy services and RBP](https://www.imagine360.com/video/top-auto-dealer-reimagines-healthcare/): See how one of the largest car dealerships in the country lowered their healthcare spend and improved the member experience by moving to a self-funded health plan with reference-based pricing.
- [Imagine360: company overview. Better healthcare begins here.](https://www.imagine360.com/video/imagine360-company-overview/): We’re a different kind of health plan company — offering the first self-funded health plan solution that leverages decades of expertise in reference-based pricing with expert benefits administration.

## Webinar
- [Health Plan Red Flags: Knowing When It’s Time to Move On](https://www.imagine360.com/webinar/health-plan-red-flags-webinar/): IMAGINE360 WEBINAR SERIES
- [Rethinking Employer Health Plans | Imagine360 & Mercer – CONFIRMATION](https://www.imagine360.com/webinar/rethinking-employer-hps-webinar/confirmation/): IMAGINE360 WEBINAR SERIES https://vimeo.com/1157239835/f50e547860
- [From Coast to Coast: Inside Two RBP Success Stories – CONFIRMATION](https://www.imagine360.com/webinar/coast-to-coast-webinar/confirmation/): IMAGINE360 WEBINAR SERIES https://youtu.be/hBQ-3EzVED4
- [From Coast to Coast: Inside Two RBP Success Stories](https://www.imagine360.com/webinar/coast-to-coast-webinar/): IMAGINE360 WEBINAR SERIES
- [When Even Providers Feel the Pain: Why Healthcare Costs Demand a New Playbook – CONFIRMATION](https://www.imagine360.com/webinar/even-providers-feel-pain-webinar/confirmation/): IMAGINE360 WEBINAR SERIES https://youtu.be/kt0fONVwve8
- [When Even Providers Feel the Pain | Imagine360](https://www.imagine360.com/webinar/even-providers-feel-pain-webinar/): IMAGINE360 WEBINAR SERIES
- [Rethinking Employer Health Plans | Imagine360 & Mercer](https://www.imagine360.com/webinar/rethinking-employer-hps-webinar/): IMAGINE360 WEBINAR SERIES
- [Health Plan Economics: A Crash Course in Hospital Pricing & the Bottom Line](https://www.imagine360.com/webinar/health-plan-economics-a-crash-course-in-hospital-pricing-the-bottom-line/): IMAGINE360 WEBINAR SERIES
- [Health Plan Economics: A Crash Course in Hospital Pricing & the Bottom Line Confirmation](https://www.imagine360.com/webinar/breaking-status-quo-webinar/health-plan-economics-a-crash-course-in-hospital-pricing-the-bottom-line-confirmation/): Exclusive Webinar
- [Breaking Status Quo Webinar Confirmation](https://www.imagine360.com/webinar/breaking-status-quo-webinar/confirmation/): IMAGINE360 WEBINAR SERIES
- [Bold Healthcare Strategies with Health Rosetta & Imagine360](https://www.imagine360.com/webinar/breaking-status-quo-webinar/): IMAGINE360 WEBINAR SERIES

## News
- [Podcast: How Self-Funded Employers Can Prepare for 2027 Renewals ](https://www.imagine360.com/news/podcast-how-self-funded-employers-can-prepare-for-2027-renewals/): The 2027 renewal season is creating new pressure for employers as healthcare and pharmacy costs continue to challenge budgets and benefit strategies. More organizations are reassessing their health plan approach and looking for ways to improve flexibility, cost control, and long-term planning. 
- [Imagine360 and Health Rosetta Launch Integrated Health Plan for Employers Facing Record Cost Increases](https://www.imagine360.com/news/imagine360-health-rosetta-press-release/):  Joint offering follows Imagine360’s completion of Health Rosetta’s Embedded Solutions evaluation process, giving advisors a turnkey solution built on transparent pricing
- [One in Three Americans Lose Sleep Over Healthcare Costs, New Survey Finds](https://www.imagine360.com/news/one-in-three-americans-lose-sleep-over-healthcare-costs-new-survey-finds-news/): A new national survey from Imagine360, a leading alternative health plan for self-funded employers, reveals a rising healthcare affordability crisis with 1 in 3 insured Americans saying they’re losing sleep over the cost of care. As employer-sponsored healthcare costs climb to record highs, nearly half (44%) of survey respondents are skipping or delaying needed treatment.  
- [Meet Nilima Rajkumar: Imagine360’s Chief Product Officer](https://www.imagine360.com/news/meet-nilima-rajkumar-imagine360s-chief-product-officer/): Get to know Imagine360’s new Chief Product Officer, Nilima Rajkumar, whose passion for making healthcare both accessible and affordable is driving innovation at Imagine360.  
- [Five Strategies for HR and Benefits Leaders to Better Collaborate with Finance and CFOs  ](https://www.imagine360.com/news/five-strategies-for-hr-and-benefits-leaders-to-better-collaborate-with-finance-and-cfos/): After attending a recent conference where the challenge of rising healthcare costs dominated every discussion, one of Imagine360’s Bill Dembereckj’s takeaways was that collaboration between finance and HR is important to addressing this issue. 
- [Six Steps to Transforming Employee Healthcare and Saving Millions ](https://www.imagine360.com/news/six-steps-to-transforming-employee-healthcare-and-saving-millions/): For years, Rollins faced escalating health insurance premiums, which led to an unsustainable practice of shifting more and more costs onto employees. Recognizing that incremental changes were no longer enough, Rollins made a pivotal decision to fully rethink its approach to employee healthcare. By choosing to halt cost-shifting, the organization sent a clear message to its workforce: employee wellbeing and long-term sustainability would take precedence over short-term fixes. 
- [Podcast Pt. 3: The Truth They Don’t Want You To Hear: Broken Healthcare](https://www.imagine360.com/news/imagine360-co-founder-woody-waters-discusses-the-risk-of-being-fully-insured/): Staying fully insured is emerging as a significant financial risk for employers, as many businesses are facing annual healthcare cost increases of 10–25%, making it one of their largest and fastest-growing operating expenses. This unsustainable trend has prompted employers to question how long they can continue with the current model.
- [Four Ways Employers Should Approach Health Plans Like Car Shopping](https://www.imagine360.com/news/four-ways-employers-should-approach-health-plans-like-car-shopping/): Picking an employer-sponsored health plan shouldn’t feel like being handed only one pricey “luxury car” at the dealership, with no option to choose a model that matches your needs and budget.
- [Imagine360 Launches Complete Care – Saves Employers As Much As 30%](https://www.imagine360.com/news/imagine360-launches-new-product-providing-u-s-employers-with-full-transparency-on-their-healthcare-spend/): PHILADELPHIA (July 30, 2025) – With rising healthcare costs and pharmacy benefit manager (PBM) practices at the forefront of national conversation, Imagine360, a leading alternative health plan for self-funded employers, has launched Complete Care to provide employers with full transparency into their healthcare claims and pharmacy costs. The new product offers businesses direct contracts with high-quality health systems and providers, reference-based pricing, financial support, a fully transparent PBM*, third-party administrative services, and enhanced protection through stop-loss insurance.
- [Unlocking the Triple-Aim Through Integrated Medical and Pharmacy Services](https://www.imagine360.com/news/benefits-of-integrated-medical-and-pharmacy/): NEWS
- [Survey Reveals More than a 1/3 in U.S. Skipped or Postponed Healthcare](https://www.imagine360.com/news/healthcare-costs-survey/): PHILADELPHIA (April 29, 2025) – Imagine360, a leading alternative health plan for self-funded employers, today released the results of a national survey conducted by Pollfish gauging public perception of healthcare coverage and revealing that 38% of Americans skipped or postponed necessary healthcare or medications due to the cost. Imagine360 funded the survey to better inform employers about their health benefit options, particularly as healthcare costs are rising at the highest rate in 13 years.
- [Survey Confirms: We Are Facing a Growing Affordability Crisis in Healthcare](https://www.imagine360.com/news/survey-confirms-we-have-an-affordability-crisis-in-healthcare/): Rising healthcare costs aren’t new. It’s one that’s been plaguing American businesses and families for some time. But with the cost of healthcare projected to increase at the highest rate in 13 years, are we finally at a point where we make a change?
- [The Oxymoron of Healthcare Costs? The More Money We Pay, the Worse It Gets.](https://www.imagine360.com/news/the-oxymoron-of-healthcare-costs-the-more-we-pay-the-worse-it-gets/): Before joining Imagine360, I spent 30 years working as a broker, observing the evolution of the healthcare industry. Although healthcare innovation typically moves at glacial speed, the recent national focus on healthcare costs and the resulting shifts in public sentiment will permanently change how brokers operate.
- [Analysis Shows Imagine360 Saved Rollins, Inc. Nearly 20%](https://www.imagine360.com/news/rollins-savings-analysis/): PHILADELPHIA (April 22, 2025) – Imagine360, a leading alternative health plan for self-funded employers, released results from an independent analysis conducted by Axene Health Partners finding that through Imagine360, Rollins, Inc. (NYSE:ROL) experienced approximately 19% savings—approximately $7.7 million annually—compared to traditional health plans. In addition to significant savings, Rollins health plan members reported a great experience with Imagine360, including a 90% satisfaction score and a 99% claims acceptance rate. Imagine360 and Rollins are presenting these results today, onstage at the Business Group on Health 2025 Annual Conference.
- [Imagine360 acquires 3rd-party Administrator HealthFirst](https://www.imagine360.com/news/welcoming-healthfirst-to-imagine360-and-bolstering-our-health-system-strategy/): Health systems are often the first place we bring loved ones with critical health needs, and Ardent Health Services understands...
- [Imagine360 recognized for improving employer-sponsored healthcare](https://www.imagine360.com/news/imagine360-recognized-by-two-leading-benefits-publications-for-improving-employer-sponsored-healthcare/): PHILADELPHIA (OCTOBER 9, 2024) - Imagine360, a leading alternative health plan for self-funded employers, was recognized by two of the leading benefits publications for its impact reducing employer healthcare costs and improving health plan member experience. Today, Imagine360 was named a 2024 BenefitsPRO Luminary organization within the Humanizing Benefits category. This marks the third time Imagine360 has received a BenefitsPRO Luminary recognition. In addition, Imagine360 client, Stephanie Koch, Director of Human Resources at Hendry Marine Industries, was named by Employee Benefit News (EBN) as an Excellence in Benefits 2024 award recipient. She was recognized as one of the top benefits professionals in the country for her work in partnership with Imagine360 to strategically reinvest cost savings into lifesaving employee health benefits.
- [Imagine360 Saves 19.8% More Than Other Commercial Health Plans](https://www.imagine360.com/news/third-party-analysis-finds-imagine360-saves-employers-19-8-more-than-other-commercial-health-plans/): PHILADELPHIA (May 29, 2024) -  Imagine360, a leading alternative health plan for self-funded employers, today announced results from an independent actuarial analysis by Axene Health Partners analyzing three years of medical claims in five U.S. metropolitan areas to understand the impact of Imagine360’s innovative payment model. The report found that Imagine360 reduces healthcare costs by 19.8% compared to commercial health plans in the evaluated markets, and significantly improves stop loss insurance performance, leading to additional cost saving opportunities.
- [Ardent Health Services Selects Quantum Health and Imagine360](https://www.imagine360.com/news/ardent-health-services-selects-quantum-health-and-imagine360-to-optimize-health-benefits-program/): DUBLIN, OH, and PHILADELPHIA, PA (March 19, 2024)  Quantum Health, the leading consumer healthcare navigation and care coordination company, and Imagine360, a leading provider of alternative self-funded health plan solutions, today announced that Ardent Health Services, a premier provider of healthcare in communities across the country, has selected Quantum Health’s healthcare navigation and care coordination platform and Imagine360’s high-performance network and price protection services to support its new team member health benefits offering. Ardent’s national footprint includes 30 hospitals, over 200 sites and more than 1,700 aligned providers.
- [Collaboration between CFO and HR is key to cutting healthcare costs](https://www.imagine360.com/news/cfo-hr-collaboration-cutting-healthcare-costs/): Imagine360 CEO, Jeff Bak, was featured in an article for CFO Dive, where he spoke about the importance of collaboration between CFOs and HR leaders when building a robust and cost-effective employer health plan strategy.
- [Imagine360 Saves Chapman Auto 20% Over Traditional Health Insurance](https://www.imagine360.com/news/news-philadelphia-inquirer-imagine360-helping-companies-save-money-employee-health-coverage/): Chapman Auto Group has been a customer for five years and says it saves 20% a year over traditional health insurance.
- [Imagine360 Selected for BenefitsPRO’s 2023 LUMINARIES Awards](https://www.imagine360.com/news/imagine360-selected-for-benefitspros-2023-luminaries-awards/): Imagine360 has been named to BenefitsPRO LUMINARIES Class of 2023 in the category of Education & Communication – Organizations.
- [The Achilles heel of the restaurant industry: Retention.](https://www.imagine360.com/news/the-achilles-heel-of-the-restaurant-industry-retention/): With the effects of the pandemic subsiding, consumers continue to resume leisure activities, including returning to restaurants. To recover from immense job losses during the pandemic and keep up with the increased demand from consumers, the hospitality industry headlined a rejuvenated job market in 2022, outpacing every other industry to be the fastest growing in the country.
- [See how the trucking industry is solving its hiring problem with healthcare.](https://www.imagine360.com/news/see-how-the-trucking-industry-is-solving-its-hiring-problem-with-healthcare/): Imagine360’s Chief Commercial Officer Chris Cigarran recently spoke with Work Truck Magazine about how prioritizing drivers’ healthcare options and their well-being can help trucking companies stand out to drivers to drivers as an employer of choice. Click here to read the full article.
- [Podcast: Imagine360 CEO discusses cost-containment trends](https://www.imagine360.com/news/commentary-imagine360-ceo-discusses-cost-containment-trends-in-the-voices-of-self-funding-podcast/): Imagine360’s CEO Jeff Bak was interviewed along with Rob Gelb of Valenz Health by the Health Care Administrators Association. In the podcast, they give real-life examples of how self-funded employers can contain costs today and the “crawl, walk, run” approach to getting control of healthcare plans. You can listen to the podcast on Spotify by clicking here.
- [Imagine360 Named One of the Healthiest 100 Workplaces in America](https://www.imagine360.com/news/imagine360-named-one-of-the-healthiest-100-workplaces-in-america/): PHILADELPHIA ( Nov. 10, 2022) – Imagine360 has been recognized in the 2022 Healthiest 100 Workplaces in America, an awards program created to honor people-first organizations that prioritize the well-being of their employee population. Imagine360 is a leading provider of employer-sponsored health plan solutions.
- [Imagine360 Selected for BenefitsPRO Luminaries Class of 2022](https://www.imagine360.com/news/imagine360-selected-for-benefitspro-luminaries-class-of-2022/): PHILADELPHIA, PA (Oct. 21, 2022)  — Imagine360, a leading provider of employer-sponsored health plan solutions, has been named to BenefitsPRO Luminaries Class of 2022 in the category of Humanizing Benefits.
- [Imagine360 Expands Support for Enterprise Clients with Quantum Health Partnership](https://www.imagine360.com/news/imagine360-expands-support-for-enterprise-clients-with-quantum-health-partnership/): In 2021, a record 47.4 million Americans voluntarily left their jobs. Here’s how a more innovative healthcare plan could help you both attract and retain the best employees.
- [Imagine360 Receives Gold Star Accreditation for Case Management Program](https://www.imagine360.com/news/imagine360-receives-gold-star-accreditation-for-its-case-management-program/): In 2021, a record 47.4 million Americans voluntarily left their jobs. Here’s how a more innovative healthcare plan could help you both attract and retain the best employees.
- [Attracting Talent: The Case for Innovative Healthcare Plans](https://www.imagine360.com/news/attracting-talent-the-case-for-innovative-healthcare-plans/): In 2021, a record 47.4 million Americans voluntarily left their jobs. Here’s how a more innovative healthcare plan could help you both attract and retain the best employees.
- [Is Your Healthcare Plan Really a Benefit?](https://www.imagine360.com/news/is-your-healthcare-plan-really-a-benefit/): Take a hard look at your healthcare plan. What is it really costing your employees? See how a reference-based pricing solution could result in savings for them and your business. Read the BenefitsPro article.
- [Imagine360: Fixing What’s Wrong with Healthcare](https://www.imagine360.com/news/imagine360-fixing-whats-wrong-with-healthcare/): The name is new, but Imagine360 represents the coming together of ELAP Services and Group & Pension Administrators, two proven leaders in healthcare who have deep expertise and a shared mission to bring innovative health plan solutions to market. Ultimately, Imagine360 makes it easier for employers to part ways with costly PPOs and better support employees along their healthcare journey.