Introducing a better health plan
We believe you deserve quality care at a fair price — and that you shouldn’t have to figure out healthcare on your own. That’s why we include built-in price protection, full member advocacy, and no-cost support from nurses and counselors.
Learn more about Imagine360
Join a live webinar or office hours with an expert from Imagine360 to learn more about how this plan can help you access high quality care at a fair price.
JOIN A WEBINAR
Find a provider
You have the freedom to choose the providers you trust, and also have preferred networks. No matter where you get care, Imagine360 works to lower your costs so you don’t overpay.
To search for providers, copy this code (RJENV) and paste it after clicking the button below.
What the provider tiers mean
Your plan offers two ways to access care: participating providers with fair, set pricing, and open access providers outside the network. Search results are grouped into tiers so you can see how each provider works with your plan.
Tier 1
Imagine Health
- Contracted with Imagine360
Choosing a Tier 1 provider may give you lower costs and a higher benefit level.
Imagine Health is only available in select geographies. Use the provider search tool to check to see if there are Imagine Health providers in your area.
Tier 2 & 3
Multi-Plan or Partners Direct
- Contracted with Imagine360
Choosing a Tier 2 or Tier 3 provider gives you the standard benefit level.
Tier 4
Open Access
- Not contracted with Imagine360
You can still see these providers and receive the standard benefit level, but they may be less familiar with the plan.
Check the provider’s Historic Provider Acceptance rating to see how familiar they are and call the member number on your ID card with any questions.
Why Imagine360?
With most health plans, you’re left to figure things out on your own. Imagine360 gives you: the freedom to choose your providers, a care team by your side, and price protection and fair pricing no matter where you go.
Feature
Most Health Plans
Provider Access
Freedom of choice. No network limits + price protection.
Limited PPO network. Higher costs out-of-network.
Pricing of Services
Fair and clear. Every claim reviewed for a fair price.
Confusing bills with little to no visibility into pricing.
Billing Support
We fight for you. Advocates resolve bills with any provider.
Limited or no help. Members left on their own.
Member Services
Real people, real answers — from care to claims.
Outsourced call centers. Limited answers.
Common member questions
How is Imagine360 different?
We believe you deserve quality care at a fair price — and that you shouldn’t have to figure out healthcare on your own. That’s why we include built-in price protection, full member advocacy, and no-cost support from nurses and counselors.
What providers can I see?
With Imagine360, you have access to top-rated, preferred providers that deliver care at fair, set prices. They can’t charge more, and you’ll save the most when you choose them. You also have Open Access, which means you can choose any provider even if they aren’t a preferred option. Unlike typical healthcare plans, we’ll work to lower your costs so you don’t overpay for care.
Can I keep my current providers?
Yes. Most members keep their current providers. If they’re not a preferred provider, we’ll work on your behalf so you don’t overpay.
Will Imagine360 help me find providers?
How does Imagine360 help me pay a fair price for care?
Imagine360 plans include built-in price protection so our members don’t overpay for care. After you receive care, your provider sends us a request for payment called a claim. We review it for errors and overcharges and also ensure you are paying a fair, benchmark-based price for care. If needed, we adjust the amount paid to the provider. Most providers accept this amount. Price protection may sound too good to be true, but it’s been saving our members money for nearly 20 years.
What do the provider tiers mean?
Provider search results are grouped into tiers that show how each provider works with your plan.
Tier 1 (Imagine Health) providers are contracted with Imagine360 and may give you lower costs and a higher benefit level.
Tier 2 and Tier 3 (Multi-Plan or Partners Direct) providers are contracted with Imagine360 and give you the standard benefit level.
Tier 4 (Open Access) providers are not contracted with Imagine360, sometimes called out-of-network, but you can still get care from them. Check the Historic Provider Acceptance rating, and call the member number on your ID card if you have questions.
Ready to enroll?
Visit your benefits enrollment site or talk to your HR benefits team